Best 15-Year Fixed Mortgage Rates in North Dakota

Whether you have a tight budget or have plenty of money to spare, it doesn’t make sense for you to pay more for your property than necessary. Finding the best mortgage rates in North Dakota and obtaining a low loan rate is the key to getting the most value out of your next home purchase.

However, with so many loan types and terms to pick from, how do you decide where to begin? How about with one of the more popular choices in the region? For instance, many homeowners end up choosing a North Dakota 15-year fixed mortgage for the myriad of benefits this type of home loan has to offer.

Benefits of a North Dakota 15-Year Fixed Mortgage

If you’re not sure whether a 15-year fixed rate mortgage is right for you, consider some of the benefits they offer mortgage holders:

• Interest rate: Fixed rate mortgages usually provide some of the lowest interest rates, and the average 15-year fixed rate recently hit the lowest point in history.
• Reliability: A home loan with a fixed rate remains stable throughout the term. Since the interest rate never changes, there aren’t any surprises when the mortgage payment is due.
• Pay off faster: Since a 15-year term in shorter than some other fixed rate options, you’ll pay off your loan faster.

Best Mortgage Rates in North Dakota: 15-Year Fixed

We’ve compiled a list of the lenders in and around North Dakota who are currently offering the best North Dakota mortgage rates for a 15-year fixed loan:

• Affinity First Federal Credit Union: 5.25%
• • No Orig. Fees
  • Points: 0


• 1st Liberty Federal Credit Union: 4.9%
• • Orig. Fees: 1%
  • Points: 0


• 1st Liberty Federal Credit Union: 4.9%
• • Orig. Fees: 1%
  • Points: 0


• Frandsen Bank & Trust: 4.13%
• • Orig. Fees: 1%
  • Points: 0


• Bremer Bank, National Association: 3.75%
• • Orig. Fees: 1%
  • Points: 0

Please note that North Dakota mortgage rates are accurate as of October 1, 2011, but may change at any time in the future. Please contact individual lenders to verify rates and find out about additional details and requirements.