North Dakota Banking Rates > CD Rates

North Dakota CD Rates and Interest Income Investments

People who live in North Dakota love it, but many older folks like to get away for the winter and head somewhere warm until the summer comes to the Plains. If that sounds like a good retirement plan for you, then you need to start preparing for it by putting money aside into investments. One popular way to make your money grow is with certificates of deposit. North Dakota Banking Rates could help you find the best CD rates around so that you can spend your golden years in style.

Of course, given the economy, it’s wise to reevaluate your investment strategies on a regular basis. North Dakota Banking Rates could also help you find the best money market rates available today.

Current North Dakota CD Rates News

03/09/10

LA wants to quit or alter two bank deals

Many municipalities have used swap deals in recent years to protect themselves from rising interest rates on floating-rate bonds. ...

03/09/10

Baltic Trading's IPO Raises $228 Million in Pricing at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

Best North Dakota CD Account Rates

Featured Rate		Bank / Credit Union	Account Type
2.05% As of February 8, 2010	View Rate Details	Discover Bank	CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)		Bank / Credit Union	Account Type
2.40% As of January 12, 2010	View Rate Details	Northern Tier Credit Union	CD Account
2.30% As of January 12, 2010	View Rate Details	Northern Tier Credit Union	CD Account
2.30% As of January 12, 2010	View Rate Details	Riverfork Credit Union	CD Account
2.25% As of February 8, 2010	View Rate Details	Prairie Credit Union	CD Account
2.00% As of March 3, 2010	View Rate Details	Freedom Community Credit Union	CD Account

Bank / Account Type		Rate Change	Date
	Freedom Community Credit Union - 6 Month CD Account	1.76% to 1.76%	Mar 3, 2010
	Freedom Community Credit Union - 12 Month CD Account	2.00% to 2.00%	Mar 3, 2010
	BlackRidgeBANK - 2 Year CD Account	2.01% to 1.80%	Feb 15, 2010
-	Postal Family Credit Union - 6 Month CD Account	N/A to 0.85%	Feb 8, 2010
-	Postal Family Credit Union - 12 Month CD Account	N/A to 1.11%	Feb 8, 2010

See All CD Account Rates

Best CD Rates, IRAs and Investments in North Dakota

North Dakota Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local North Dakota credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. North Dakota Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in , ND

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from North Dakota Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.